Terms of use

Last updated: Septempber 2025

Terms of Service

Last Updated: February 1, 2026

Agreement to Terms

By accessing or using Vinny ("Service"), operated by Vinny ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

Description of Service

Vinny is an AI-powered sports betting and prediction markets information service delivered via SMS/iMessage. The Service provides:

  • Real-time odds and line information

  • Sports betting analysis and insights

  • Prediction market data

  • Personalized alerts and notifications

Eligibility

You must be:

  • At least 21 years of age

  • Located in a jurisdiction where sports betting information services are legal

  • Capable of forming a binding contract

By using the Service, you represent and warrant that you meet these requirements.

Account Registration

To use the Service, you must:

  • Provide a valid phone number

  • Confirm your opt-in to receive messages

  • Provide accurate and complete information

You are responsible for maintaining the security of your account and for all activities that occur under your account.

Subscription and Payment

Pricing

  • Subscription fees are charged on a recurring basis (monthly or annually)

  • Prices are listed on our website and may change with notice

  • All fees are non-refundable except as required by law

Billing

  • Payment is processed securely through Stripe

  • Your subscription renews automatically until cancelled

  • You may cancel at any time; access continues until the end of your billing period

Free Trials

  • If offered, free trials convert to paid subscriptions automatically

  • You may cancel during the trial period without charge

Acceptable Use

You agree NOT to:

  • Use the Service for any illegal purpose

  • Share your account access with others

  • Attempt to reverse-engineer or exploit the Service

  • Send spam or unauthorized messages through the Service

  • Use the Service if you are a problem gambler or have a gambling addiction

  • Rely solely on the Service for betting decisions

  • Hold us responsible for any betting losses

Disclaimers

No Gambling Advice

The Service provides information only, not gambling advice. We do not:

  • Recommend specific bets

  • Guarantee outcomes

  • Provide financial advice

  • Encourage gambling

All betting decisions are your own responsibility.

No Guarantees

The Service is provided "as is" without warranties of any kind. We do not guarantee:

  • Accuracy of odds or information

  • Availability or uptime of the Service

  • That the Service will meet your expectations

  • Any particular results from using the Service

Betting Risks

Sports betting involves risk. You may lose money. Never bet more than you can afford to lose. If you have a gambling problem, contact the National Council on Problem Gambling at 1-800-522-4700.

Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for any indirect, incidental, special, consequential, or punitive damages

  • We are not liable for any losses resulting from betting decisions

  • Our total liability is limited to the amount you paid us in the 12 months preceding the claim

Indemnification

You agree to indemnify and hold harmless Vinny and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of the Service

  • Your violation of these Terms

  • Your betting activities

  • Your violation of any third-party rights

Intellectual Property

The Service, including all content, features, and functionality, is owned by Vinny and protected by copyright, trademark, and other intellectual property laws.

Termination

By You

You may cancel your subscription and stop using the Service at any time. Reply STOP to unsubscribe from messages.

By Us

We may terminate or suspend your access immediately, without notice, for:

  • Violation of these Terms

  • Fraudulent or illegal activity

  • Non-payment

  • Any reason at our sole discretion

Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by:

  • Updating the "Last Updated" date

  • Sending you a message for significant changes

Continued use after changes constitutes acceptance.

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms or the Service will be resolved through:

  1. Informal Resolution: Contact us first at support@textvinny.com

  2. Binding Arbitration: If informal resolution fails, disputes will be resolved by binding arbitration under the rules of the American Arbitration Association

Class Action Waiver: You agree to resolve disputes individually and waive any right to participate in a class action lawsuit or class-wide arbitration.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vinny regarding the Service.

Contact Us

Questions about these Terms? Contact us at:

Ready to get started?

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No spam. Just sharp intel whenever you need it.

Ready to get started?

Enter your phone # below and Vinny will text you soon.

No spam. Just sharp intel whenever you need it.

Ready to get started?

Enter your phone # below and Vinny will text you soon.

No spam. Just sharp intel whenever you need it.